You seem determined to sort out the money issue, which is a good thing. Remember though that money is not usually something that comes to you. Rather, it's something that you go out and get. And if it does come to you, it's often the result of long preparation. That's actually good news, because there are likely to be several skills you've developed that qualify. In that light, I have two suggestions: One is to embark on a personal resources inventory. What do you know, or what skills do you have, that are of value to others? What do you currently get paid for that you can improve, so as to increase its value? Before you go striking things off your list for not being perfect, or well-developed enough, take it slow and consider carefully what you're working with. Communicate with people who pay you and find out how you can snuggle tighter with the larger business plan. Second, you need to connect to your motivation. That's another way of saying what drives you, and allow it to do so. Skip excuses like "money isn't everything" or "money doesn't really matter that much" and actually make contact with your need or desire to improve your life from a material standpoint. If you look carefully you'll find many matches between your resources and your motivation to succeed.
